Contents: Section 1 FINANCIAL STATEMENT ANALYSIS: KHP Corporation; Community general hospital; Bill Thurmond pig farm; Section 2 TIME VALUE AND VALUATION: Retirement planning: Robert and linda trudeau; Pearson corporation; Section 3 BOND AND STOCK VALUATION: Simplified networking, incorporated; Funsim modeling, incorporated; Fred alberts, rookie; Section 4 CAPITAL BUDGETING DECISIONS: Performance boating products.inc; Bentley custom ceramics; Lehmann container corporation; Working computers, inc; Automotive specialties; Section 5 LEVERAGE AND RISK: Gilad publishhing company; Section 6 COST OF CAPITAL: Scope city, incorporated (a); Scope city, incorporated (b); Puredell distribution, inc; Section 7 WORKING CAPITAL MANAGEMENT: NCI corporation; Mcghee coporation; Section 8 RISK AND RETURN: Labeltech corporation; Roth financial advisors; Sound advice; Risky business; Section 9 ENTREPRENEURIAL FINANCE: Custom lumber, inc; Section 10 BANKING CREDIT DECISIONS: Jonesville candy company; Section 11DIVIDEND POLICY: Haveloche corporation.